/* Delaware County Public Adjuster — site stylesheet */
:root{
  --navy:#0f2a47;
  --navy-2:#15355a;
  --navy-dk:#091a2e;
  --gold:#c8a44b;
  --gold-2:#b08e38;
  --ink:#1a2533;
  --muted:#5b6b80;
  --line:#e6e9ef;
  --bg:#fbfaf7;
  --card:#ffffff;
  --shadow:0 10px 30px rgba(15,42,71,.08);
  --radius:14px;
  --maxw:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.65;font-size:16.5px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--navy);text-decoration:none;transition:color .2s}
a:hover{color:var(--gold-2)}
h1,h2,h3,h4{font-family:"Playfair Display",Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2rem,4.4vw,3.4rem);letter-spacing:-.5px}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}

/* Top bar */
.topbar{background:var(--navy-dk);color:#cfd8e6;font-size:13.5px}
.topbar .container{display:flex;justify-content:space-between;align-items:center;padding:8px 22px;flex-wrap:wrap;gap:8px}
.topbar a{color:#e9eef6}
.topbar .pipe{opacity:.4;margin:0 10px}

/* Header */
header.site{position:sticky;top:0;background:rgba(255,255,255,.92);backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--line);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:46px;width:auto}
.brand-text{font-family:"Playfair Display",serif;color:var(--navy);font-weight:700;font-size:1.05rem;line-height:1.1}
.brand-text small{display:block;font-family:"Inter",sans-serif;font-weight:500;color:var(--muted);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;margin-top:3px}
nav.main ul{display:flex;gap:26px;list-style:none;padding:0;margin:0}
nav.main a{font-weight:500;color:var(--ink);position:relative;padding:6px 0}
nav.main a.active,nav.main a:hover{color:var(--navy)}
nav.main a::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .25s ease}
nav.main a:hover::after,nav.main a.active::after{transform:scaleX(1)}
.cta-btn{display:inline-flex;align-items:center;gap:8px;background:var(--navy);color:#fff;padding:11px 20px;border-radius:999px;font-weight:600;font-size:.92rem;border:1px solid var(--navy);transition:transform .2s,background .2s,box-shadow .2s}
.cta-btn:hover{background:var(--navy-2);color:#fff;transform:translateY(-1px);box-shadow:0 8px 18px rgba(15,42,71,.25)}
.cta-btn.alt{background:var(--gold);border-color:var(--gold);color:#1a1a1a}
.cta-btn.alt:hover{background:var(--gold-2);border-color:var(--gold-2);color:#fff}
.cta-btn.ghost{background:transparent;color:var(--navy)}
.cta-btn.ghost:hover{background:var(--navy);color:#fff}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.menu-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.3s}

/* Hero */
.hero{position:relative;min-height:560px;display:flex;align-items:center;overflow:hidden;background:#0d2440}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(9,26,46,.85) 0%,rgba(9,26,46,.55) 55%,rgba(9,26,46,.25) 100%);z-index:2}
.hero img.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1;opacity:.85;transform:scale(1.05);animation:slowZoom 18s ease-in-out infinite alternate}
@keyframes slowZoom{from{transform:scale(1)}to{transform:scale(1.08)}}
.hero .container{position:relative;z-index:3;padding:90px 22px}
.hero h1{color:#fff;max-width:780px}
.hero p.lead{color:#e7ecf3;font-size:1.15rem;max-width:640px;margin-bottom:28px}
.hero .badges{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:32px}
.hero .badges span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);color:#fff;padding:6px 14px;border-radius:999px;font-size:.82rem;letter-spacing:.04em}
.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap}

/* Sections */
section{padding:80px 0}
.section-tag{display:inline-block;text-transform:uppercase;letter-spacing:.22em;font-size:.78rem;color:var(--gold-2);font-weight:600;margin-bottom:14px}
.section-head{max-width:760px;margin-bottom:48px}
.section-head p{color:var(--muted);font-size:1.05rem}
.bg-alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.bg-navy{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-dk) 100%);color:#dfe6f0}
.bg-navy h2,.bg-navy h3{color:#fff}
.bg-navy .section-tag{color:var(--gold)}

/* Grid utilities */
.grid{display:grid;gap:26px}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.grid.cols-2,.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}

/* Card */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);transition:transform .25s ease,box-shadow .25s ease}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(15,42,71,.12)}
.card .icon{width:48px;height:48px;border-radius:12px;background:rgba(200,164,75,.14);color:var(--gold-2);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px;font-weight:700;font-family:"Playfair Display",serif}
.card h3{margin-bottom:10px}
.card p{color:var(--muted);margin:0}

/* Service card with image */
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}
.svc:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.svc .thumb{aspect-ratio:4/3;overflow:hidden}
.svc .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.svc:hover .thumb img{transform:scale(1.06)}
.svc .body{padding:22px 24px 26px}
.svc h3{margin-bottom:8px}
.svc p{color:var(--muted);margin-bottom:14px}
.svc a.more{color:var(--navy);font-weight:600;font-size:.92rem;display:inline-flex;align-items:center;gap:6px}
.svc a.more::after{content:"→";transition:transform .2s}
.svc a.more:hover::after{transform:translateX(4px)}

/* Steps timeline */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
@media(max-width:900px){.steps{grid-template-columns:1fr}}
.step{position:relative;padding:30px 22px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:-18px;left:22px;font-family:"Playfair Display",serif;font-size:2rem;color:var(--gold);background:#fff;padding:0 10px}
.step h3{margin-top:6px;font-size:1.05rem}
.step p{margin:0;color:var(--muted);font-size:.95rem}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
@media(max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}}
.stat .num{font-family:"Playfair Display",serif;color:var(--gold);font-size:2.6rem;line-height:1}
.stat .lbl{color:#cfd8e6;font-size:.92rem;margin-top:8px;letter-spacing:.05em;text-transform:uppercase}

/* Split */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}

/* Testimonials */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;position:relative}
.quote::before{content:"\201C";position:absolute;top:-10px;left:18px;font-family:"Playfair Display",serif;font-size:5rem;color:var(--gold);opacity:.5;line-height:1}
.quote p{font-style:italic;color:#3a4a5e;margin-bottom:18px}
.quote .who{display:flex;align-items:center;gap:12px}
.quote .who .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:600}
.quote .who strong{display:block;font-size:.95rem}
.quote .who small{color:var(--muted);font-size:.82rem}

/* FAQ */
details.faq{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:14px;transition:box-shadow .2s}
details.faq[open]{box-shadow:var(--shadow)}
details.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center;gap:10px}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";font-family:"Playfair Display",serif;font-size:1.5rem;color:var(--gold);transition:transform .2s}
details.faq[open] summary::after{content:"–"}
details.faq p{margin:14px 0 0;color:var(--muted)}

/* Contact form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:700px){.form .row{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;margin-bottom:14px}
.field label{font-size:.85rem;color:var(--ink);font-weight:600;margin-bottom:6px}
.field input,.field select,.field textarea{font:inherit;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fbfaf7;color:var(--ink);transition:border-color .2s,box-shadow .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(15,42,71,.12);background:#fff}
.field textarea{min-height:120px;resize:vertical}
.disclaimer{font-size:.8rem;color:var(--muted);margin-top:6px}

/* Info panel */
.info-list{list-style:none;padding:0;margin:0}
.info-list li{display:flex;gap:14px;padding:16px 0;border-bottom:1px dashed var(--line)}
.info-list li:last-child{border-bottom:0}
.info-list .ico{flex:0 0 38px;width:38px;height:38px;border-radius:10px;background:rgba(15,42,71,.08);color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:700}
.info-list strong{display:block;color:var(--navy)}
.info-list a{color:var(--ink)}

/* CTA banner */
.cta-band{background:linear-gradient(110deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;border-radius:18px;padding:50px;display:grid;grid-template-columns:1.4fr 1fr;align-items:center;gap:30px;box-shadow:0 30px 50px rgba(9,26,46,.18)}
@media(max-width:800px){.cta-band{grid-template-columns:1fr;padding:36px}}
.cta-band h2{color:#fff;margin-bottom:8px}
.cta-band p{color:#cfd8e6;margin:0}
.cta-band .actions{display:flex;gap:12px;justify-content:flex-end;flex-wrap:wrap}
@media(max-width:800px){.cta-band .actions{justify-content:flex-start}}

/* Footer */
footer.site{background:var(--navy-dk);color:#aebbcd;padding:64px 0 22px;font-size:.95rem}
footer.site h4{color:#fff;font-family:"Inter",sans-serif;font-size:.92rem;letter-spacing:.18em;text-transform:uppercase;margin:0 0 16px}
footer.site a{color:#cdd6e3;display:block;padding:4px 0}
footer.site a:hover{color:var(--gold)}
footer.site .grid{grid-template-columns:1.4fr 1fr 1fr 1fr}
@media(max-width:900px){footer.site .grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){footer.site .grid{grid-template-columns:1fr}}
footer .brand img{height:42px;filter:brightness(0) invert(1)}
footer .brand-text{color:#fff}
footer .brand-text small{color:#94a4bd}
.legal{border-top:1px solid rgba(255,255,255,.08);padding-top:22px;margin-top:42px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;color:#7e8da4;font-size:.85rem}

/* Page header */
.page-hero{background:linear-gradient(110deg,var(--navy) 0%,var(--navy-dk) 100%);color:#fff;padding:80px 0 60px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-80px;top:-80px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(200,164,75,.25),transparent 70%)}
.page-hero h1{color:#fff;margin-bottom:10px}
.page-hero p{color:#cfd8e6;max-width:680px;margin:0}
.crumbs{font-size:.82rem;color:#9eb0c8;margin-bottom:16px;letter-spacing:.05em}
.crumbs a{color:#cfd8e6}

/* Prose pages */
.prose{max-width:820px;margin:0 auto}
.prose h2{margin-top:36px}
.prose h3{margin-top:24px;color:var(--navy-2)}
.prose ul{padding-left:22px;color:var(--ink)}
.prose li{margin-bottom:6px}
.prose .updated{color:var(--muted);font-size:.9rem;margin-bottom:30px}

/* Cookie banner */
.cookie{position:fixed;bottom:18px;left:18px;right:18px;max-width:540px;margin-left:auto;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;box-shadow:0 24px 50px rgba(9,26,46,.22);z-index:60;display:none;animation:rise .35s ease}
@keyframes rise{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
.cookie h4{margin:0 0 6px;font-family:"Inter",sans-serif;color:var(--navy);font-size:1rem}
.cookie p{margin:0 0 12px;color:var(--muted);font-size:.88rem}
.cookie .row{display:flex;gap:10px;flex-wrap:wrap}
.cookie button{cursor:pointer;border:0;border-radius:999px;padding:9px 16px;font:inherit;font-size:.85rem;font-weight:600;transition:transform .15s}
.cookie button:hover{transform:translateY(-1px)}
.cookie .accept{background:var(--navy);color:#fff}
.cookie .decline{background:#eef0f4;color:var(--navy)}
.cookie a{color:var(--navy);font-weight:600}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s ease, transform .8s ease}
.reveal.in{opacity:1;transform:none}

/* Float CTA */
.float-call{position:fixed;bottom:22px;left:22px;background:var(--gold);color:#1a1a1a;padding:14px 18px;border-radius:999px;font-weight:700;box-shadow:0 18px 30px rgba(176,142,56,.4);z-index:55;display:inline-flex;gap:8px;align-items:center}
.float-call:hover{background:var(--gold-2);color:#fff;transform:translateY(-2px)}

@media(max-width:900px){
  nav.main{position:fixed;inset:64px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);transform:translateY(-130%);transition:transform .3s ease;padding:16px 0;box-shadow:0 18px 30px rgba(0,0,0,.06)}
  nav.main.open{transform:translateY(0)}
  nav.main ul{flex-direction:column;gap:0;padding:0 22px}
  nav.main li{border-bottom:1px solid var(--line)}
  nav.main a{display:block;padding:14px 0}
  .menu-toggle{display:block}
  .nav .cta-btn{display:none}
}