A family-owned, independent public adjusting firm based in Covington, Georgia β built on the belief that policyholders deserve someone on their side of the table.
Davontae Hardeman spent the early years of his career inside the property-insurance industry. He saw firsthand how often well-meaning homeowners signed away thousands of dollars simply because they didn't know how to read their own policy or push back on a carrier's first offer.
In 2015 he opened Delaware County Public Adjuster with a simple mission: bring the same professional advocacy the insurance companies rely on to the people actually paying the premiums.
Today the firm has helped more than 1,200 households and small businesses across the Atlanta metro recover what their policies actually promised β from a single leaking pipe to total-loss fires.
If your claim is small, straightforward, or already fairly settled, we'll tell you β even when it costs us a client.
Insurance policies are dense on purpose. We translate them into clear English so you always know what you signed.
Every inspection is conducted by a member of our Covington team. No subcontracted call centers, ever.
We work on a contingency basis. Our fee is a small percentage of what we actually recover β never a flat upfront charge.
You'll have a direct phone number for the adjuster on your claim β not a ticket queue. Calls returned within one business day.
Your claim, your photos, and your personal information are never shared with third parties for any purpose other than handling your claim.
Delaware County Public Adjuster operates as a licensed public adjuster under applicable Georgia statutes. Davontae Hardeman is personally licensed and bonded as required by law. License documentation is available on request.
Our adjusters complete annual continuing education in residential construction estimating, policy interpretation, and ethics β well above the state minimum.
We prepare estimates using industry-standard Xactimate scopes and pricing, the same software most insurance carriers use internally β keeping every negotiation on equal footing.
We sponsor youth athletic programs in Newton County and contribute annually to local disaster-relief efforts after major storms.
We measure success by the claims we resolve fairly and the relationships we build β not by ad budgets or vanity metrics.
Get a free, no-obligation policy review from a licensed public adjuster who works for you β not the insurance company.